What is Grampian Credit Union?
Grampian Credit Union is a financial co-operative owned and run by its members. We offer the people of the Grampian area an easy way to save and access to borrowing at reasonable and affordable rates of interest.
Each member of Grampian Credit Union makes regular payments into their savings accounts - this fund then provides the basis for preferential rate loans.
The income generated by lending helps us meet our operating expenses, build our reserves and pay our savers dividends.
GCU was first set up in 1993, by a group of employees of the then Grampian Regional Council who wanted access to a convenient way to save and low-cost borrowing.
We are now open to anyone living or working in the Grampian area providing financial services to over 2400 members.
What can Grampian Credit Union Offer me?
Savings
Build up savings the easy way via payroll deduction or Direct Debit.
Each member also receives a PayPoint card to add additional funds to their account wherever they see the yellow PayPoint sign.
All savings earn a dividend and can be accessed quickly and easily.
Loans
At low rates of interest. All amounts, big or small, for every purpose.
Insurance Products
Including FREE life insurance on savings and loans (terms and conditions apply, contact the office for more information). |
